CAIIB: Eligibility Criteria, Exam Pattern and Syllabus


Exam Details

The following table represents the CAIIB exam detail which is common for all the three papers       
Number of Ques.100
Total Marks 100
Duration 2 hours

Eligibility Criteria

The candidate must have cleared the JAIIB Exam by IIBF and the membership subscription should not be backlogged.

Exam Pattern

  • There are three papers in CAIIB.
  • Two papers are compulsory and one paper is Elective.

Syllabus of Compulsory Papers:

Advanced Bank Management Syllabus

  • Economic analysis
  • Interest rates
  • Market trends
  • Micro and macroeconomics
  • Association between monetary and fiscal measures
  • Role of banking and money in the economy
  • Business mathematics
  • Sampling methods
  • Time value of money
  • Basic statistics
  • Probability techniques
  • Bond investments
  • Credit management,
  • Financial ratios

Bank Financial Management Syllabus

  • Banking and Financial Services
  • Balance Sheet Management
  • International Banking
  • Risk Management (Risk in Banking Business, Regulations in Banking Industry, Market Risk, Credit Risk and various other aspects of field 
  • Risk Management: Financial Futures, Options, Swaps and Other Hedging Tools)
  • Risk Management for Changing Interest Rates
  • Assets- Liability Management and Duration Techniques
  • Asset- Backed Securities, Loan Sales, Credit Standbys and Credit Derivatives
  • Treasury Management sectors
  • International Banking
  • Forex Business
  • Exchange Rates
  • Basics of Forex Derivatives
  • Correspondent Banking
  • The Organization and Structure of Banking and the Financial-Services Industry
  • Establishing New Banks, Branches, ATMs, Telephone Services and Web Sites
  • Financial Statements and Financial Firm Performance
  • Measuring and Evaluating the Performance of Banks
  • Managing Investment Portfolios and Liquidity Positions for Financial Firms
  •  Investment Function in Banking and Financial Services Management
  • Liquidity and Reserve Management: Strategies and Policies
  • Managing Sources of Funds for a Financial Firm
  • Managing and Pricing Deposit Services
  • Managing Non-deposit Liabilities
  • Investment Banking, Insurance and other Sources of Fee Income
  • The Management of Capital
  • Providing Loans to Businesses and Consumers
  • Lending Policies and Procedures
  • Consumer Loans, Credit Cards and Real Estate Lending
  • Managing the Future in a Global Marketplace
  • Acquisitions and Mergers in Financial-Services Management
  • International Banking and the Future of Banking and Financial-Services
  • NRI accounts and Role of ECGC, FEMA and FEDAI

Syllabus of Elective Paper 

(Candidate has to pick any one)

Corporate Banking Syllabus

  • Financing
  • Cash management
  • Issues of stocks and bonds and underwriting services
  • Projects and Infrastructure 
  • Finance and Investment Banking
  • Merchant Banking
  • Corporate Advisory Services
  • Managing Risks in Project Financing  
  • Features of Project Finance

Human Resources Management Syllabus

  • Human Resource Policies, Procedures and Programme
  • Challenges of HRM: Workforce Diversity, Empowerment, Downsizing, VRS and HR Information System
  • Human Resource Planning
  • Job Analysis, Description and Specification
  • Recruitment
  • Selection: Test and Interview
  • Placement, Induction and Rightsizing
  • Employee Training
  • Management (Executive) Development
  • Career Planning and Development
  • Performance Appraisal
  • Job Changes: Transfer, Promotion and Demotions
  • Employee Compensation
  • Job Evaluation
  • Employee Health and Safety
  • Employee Welfare
  • Grievance Handling and Redressal Industrial Disputes

Rural Banking Syllabus 

  • Different dimensions of rural banking in the country
  • Various schemes and programmes introduced for rural development 
  • Rules and regulations introduced from time to time 
  • Controlling authorities in rural banking
  • Roles of all financial institutions working in rural areas 
  • Basic features of rural economy
  • Financial services in the rural areas
  • Priority sector lending
  • Poverty alleviation programme 
  • Provision for housing and education loans 
  • Problems and prospects of rural banking 
  • Micro-credit and self-help groups

Information Technology Syllabus

  • Introduction to Information Technology
  • Information Systems and Technology
  • Banking Technology Applications and Management
  • Information System Security Controls and Audit. 
  • Computing
  • Introduction to Software
  • Networking Systems
  • Database Management Systems
  • Introduction to Information Systems 
  • Data Warehousing and Data Mining.  
  • Electronic Clearing and Settlement Systems
  • Banking Software
  • Plastic Money
  • RBI Reports on Technology
  • Electronic Commerce and Banking
  • System Security Controls and Audit 
  • Computer Security, Communication Security
  • Information System Audit
  • Disaster Management
  • Competitive Bid Process – RFP and SLA

International Banking Syllabus

  • Various aspects of International Banking 
  • Recent changes in the functioning 
  • Evolution of the global monetary system 
  • Dynamic global foreign exchange
  • Money markets with particular reference to the Indian markets
  • Various methods through which export and import transactions can be Financed
  • Derivative transactions for hedging risks from currency exposures
  • Risks and the challenges in today's liberalised global markets.

Risk Management Syllabus

  • Risk identification assessment and management
  • Blueprint assessing and mitigating risk
  • Risk processes and practices 
  • Specific risk management technique
  • Contractor risk management
  • List of risk sources
  • Basic probability concepts
  • Quantifying expert judgement

Retail Banking Syllabus

  • Different strategies
  • Business silos, channels, products and services
  • Retail model
  • Innovations of products, processes 
  • People and technology
  • Floating Rate Term Deposits
  • Loans Against Shares and Debentures
  • Mobile Banking

Central Banking Syllabus

  • Functions of central banks
  • Evolution of central banking in India
  • Monetary policy and credit policy
  • Relationship between fiscal and monetary policy 
  • Evolution of regulation and supervision 
  • Financial stability

Co-operative Banking Syllabus

  • History and structure of cooperative institutions in India
  • Modalities and laws related to banking operations
  • Various deposits and advances products including those under Priority sector
  • Various guidelines of RBI/NABARD
  • Investment strategies
  • Instruments covered under investment management

Treasury Management Syllabus

  • Treasury organisation
  • Functions, products, management
  • Interest rate quotations  
  • Market terminology 
  • Capital market instruments

Financial advising Syllabus

  • Indian economic scenario
  • Various players in the Indian financial system
  • Regulators
  • Various investment opportunities 
  • Benefits under various tax saving provisions of the Income Tax Act,

Retail Banking is chosen by most of the students because it is useful in day-to-day banking practices. The easiest subject is Retail Banking, but if you are having an IT background then you can opt Information Technology.
You have the option to choose Retail Banking for CAIIB Exam and later on you can join a certification course of IT paper.

Passing Criteria:

Pass: Minimum marks for pass in every subject - 50 out of 100 marks.
If a candidate secure 45 in a subject while aggregate marks are more than or equal to 50% then candidate will be declared passed.
First Class: 60% or more marks in aggregate and pass in all the subjects in the FIRST ATTEMPT.
First Class with Distinction: 70% or more marks in aggregate and 60 or more marks in each subject in the FIRST ATTEMPT

Time Limit For Passing:

The validity of passing the CAIIB Exam is 2 years. If you do not pass the exam within the specified time, then you have to be enrolled for the exam by registering again with a new Exam Application. You will not be granted any kind of credit for passed subject.


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