JAIIB - Principles & Practices of Banking Study Material

Module A- INDIAN FINANCIAL SYSTEM

  1. Indian Financial System-An Overview
  2. Banking Regulations
  3. Retail Banking, Wholesale and International Banking, ADR, GDR and Participatory Notes
  4. Role of Money Markets, Fixed Income Markets and Forex Markets, FEMA
  5. Role and Functions of Capital Market, Securities and Exchange Board of India (SEBI)
  6. Role and Functions of Mutual Funds, Insurance Companies, Bancassurance and Insurance Regulatory and Development Authority(IRDA)
  7. Factoring, Forfaiting Services and Off-Balance Items
  8. Risk Management and Basel II & III- An Overview
  9. Alliances/ Mergers/ Consolidation
  10. Credit Information Companies Fair Practice Code for Debt Collection and Banking codes and Standards Board of India
  11. Recent Developments in the Indian Financial System

Module B- FUNCTIONS OF BANKS

  1. Banker- Customer Relationship
  2. Banker's Special Relationship
  3. Banking Ombudsman Scheme and Consumer Protection Act 
  4. Payment and Collection of Cheques and Other Negotiable Instruments
  5. Opening Accounts of various Types of Customers
  6. Ancilliary Services 
  7. Cash Management Services and its Importance 
  8. Principles of lending, Working Capital Assessment and Credit Monitoring
  9. Priority Sector Advances
  10. Agricultural Finance
  11. Micro, Small and Medium Enterprises in India
  12. Government-Sponsored Schemes
  13. Self- Help Groups
  14. Credit Cards, Home Loans, Personal Loans, Consumer loans
  15. Documentation
  16. Different Modes of Charging Securities
  17. Types of Collaterals and their Characteristics 
  18. Non- Performing Assets
  19. Financial inclusion & Financial Literacy

Module C- BANKING TECHNOLOGY

  1. Essentials of bank Computerization
  2. Payment Systems and Electronic Banking
  3. Data Communications Network and EFT Systems
  4. Role of Technology Upgradation and its Impact on Banks
  5. Security Considerations

Module D- SUPPORT SERVICES- MARKETING OF BANKING SERVICES/PRODUCTS

  1. Marketing- An Introduction
  2. Social Media Marketing
  3. Consumer Behaviour and Product
  4. Pricing
  5. Distribution
  6. Channel Management
  7. Promotion
  8. Role of Direct Selling Agent/ Direct marketing Agent In a bank
  9. Marketing Information Systems- A Longitudinal Analysis